Bob Bertelsen

It's not your money. It never was.
 

Bob Bertelsen was five years old when he first heard the story of the servants and the bags of gold — and he spent the next sixty years learning what it actually meant. A third-generation business owner, Bob built A Plus Powder Coaters, Inc. from the ground up, survived a fire of his first business that reduced his factory to ashes, and nearly lost everything before God showed him the one shift in perspective that changed everything: he wasn't the owner of his business. He was the steward of it.
 

Ain't Your Money! is Bob's raw, practical, and deeply biblical guide to that shift — and to the freedom, peace, and increase that follow it. Drawing on Matthew 25's Parable of the Bags of Gold, thirty-plus years running a manufacturing company, and hard-won lessons from real financial crisis, Bob lays out a clear framework for moving from anxious ownership to confident stewardship:
 

• Three Mindsets — Owner, Provider, Steward: the internal shift that has to happen before anything external changes

• Three Actions — Faith, Work, Increase: what a good steward actually does with what's entrusted to them

• Three Characteristics — Integrity, Trustworthiness, Generosity: the fruit that marks a life aligned with God's economy

• Real Applications — practical, no-nonsense tools including the Rule of 72, vision and timeline planning, and Bob's personal "Decree of Ownership" that he still prays over his home, business, and finances today
   

This isn't theory from a pulpit. It's a manual written by a man who has mortgaged his house to start a business in faith, watched his factory burn while his pregnant wife looked on, walked through years of losing money, and came out the other side debt-free, growing, and finally at peace — because he stopped trying to own what was never his and started stewarding what was.
 

This book is for you if:

• You're a Christian entrepreneur or business owner who feels the weight of "it's all on me"

• You've quoted Scripture about money for years but still feel confused or anxious about it

• You sense God has called you to make wealth — but you're not sure what to do with that calling

• You want practical, biblical steps for faith, work, and increase — not vague platitudes

• You're ready to move from survival, to stability, to generosity, to becoming what Bob calls a "Financier of the Kingdom"
   

What you'll walk away with: A renewed mindset about what money actually is, a framework you can apply this week in your business or household, and — if you're willing to do what Bob did — a permanent shift from the stress of ownership to the freedom of stewardship.
 

Foreword by Lance Wallnau. Endorsed by Joan Hunter, Robert Henderson, Dr. John Benefiel, and dozens of pastors, business leaders, and employees who have watched Bob live this out for decades.
 

ENDORSEMENTS 

 

"As you read this book, let the revelation of God empower you! I am convinced that the Lord is searching the earth to find those He can trust with this power. This book will help you be one of these!"
— Robert Henderson, best-selling author of The Courts of Heaven series
 

 

"In this book, Bob Bertelsen describes the natural process that facilitates the release of the supernatural power of God... I recommend this book to you because I know you will learn how to walk in his abundance for a lifetime."
— Joan Hunter, Evangelist/Author, host of Miracles Happen TV show
 

 

"The foundational principles in Ain't Your Money! are not only related to wealth but can be applied to every area of life... Bible-based steps to move forward in your life and destiny."
— Dr. John Benefiel, Presiding Apostle, Heartland Apostolic Prayer Network
 

 

"In Ain't Your Money!, my friend Bob Bertelsen delivers a sharp, scriptural blueprint for anyone looking to move beyond the pressures of owning and into the freedom of stewarding... This isn't just about making money; it's about honoring the True Provider at every level of the climb."
— Rhet Benefiel, Executive Pastor, Church on the Rock
 

 

"Bob doesn't hide the mistakes. He doesn't sanitize the process. He walks you through the real journey — what works, what breaks, and what it actually takes to move from one level to the next."
— Lance Wallnau, from the Foreword